:root{
  --bg:#F7F8FC; --surface:#FFFFFF; --fg:#0C1222; --muted:#5B6478; --line:#E3E7F1;
  --navy:#0C1222; --blue:#3354E8; --orange:#FF8A3D; --peach:#FFF4EB; --peach-ink:#9A4A12;
  --f:"Inter",system-ui,-apple-system,"Segoe UI",sans-serif;
  --s:"Lora",Georgia,"Times New Roman",serif;
  color-scheme:light;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--fg);font:400 16px/1.7 var(--f);-webkit-font-smoothing:antialiased;overflow-x:hidden}
body::before{content:"";position:absolute;inset:0 0 auto;height:420px;pointer-events:none;z-index:0;
  background:radial-gradient(480px 300px at 90% -80px,rgba(51,84,232,.22),transparent 70%),radial-gradient(380px 260px at 65% -120px,rgba(255,138,61,.22),transparent 70%)}
.wrap{position:relative;z-index:1;max-width:760px;margin-inline:auto;padding-inline:16px}
@media (min-width:720px){.wrap{padding-inline:32px}}
a{color:var(--blue);text-underline-offset:3px}
a:hover{color:var(--navy)}
:focus-visible{outline:2.5px solid var(--blue);outline-offset:3px;border-radius:6px}

/* top bar */
.top{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-block:22px}
.brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:var(--fg);font-weight:700;letter-spacing:-.02em}
.brand img{width:32px;height:32px;border-radius:9px}
.back{display:inline-flex;align-items:center;min-height:40px;padding:0 14px;border-radius:11px;background:var(--surface);box-shadow:inset 0 0 0 1px var(--line);text-decoration:none;color:var(--fg);font:600 .88rem/1 var(--f);white-space:nowrap}
.back:hover{color:var(--fg);box-shadow:inset 0 0 0 1px var(--line),0 8px 20px -14px rgba(12,18,34,.5)}

/* policy nav */
.pnav{display:flex;flex-wrap:wrap;gap:6px;margin:6px 0 30px}
.pnav a{text-decoration:none;color:var(--muted);font:600 .84rem/1 var(--f);padding:9px 12px;border-radius:10px;background:rgba(255,255,255,.6);box-shadow:inset 0 0 0 1px var(--line)}
.pnav a[aria-current="page"]{color:var(--fg);background:var(--surface);box-shadow:inset 0 0 0 1px var(--line),0 1px 2px rgba(12,18,34,.1)}

/* content */
h1{margin:0 0 8px;font-size:clamp(2rem,6vw,2.75rem);line-height:1.08;letter-spacing:-.035em;font-weight:750;text-wrap:balance}
h1 em{font-family:var(--s);font-style:italic;font-weight:500;color:var(--orange);letter-spacing:-.01em}
.updated{color:var(--muted);font-size:.9rem;margin:0 0 28px}
.card{background:var(--surface);border-radius:20px;box-shadow:inset 0 0 0 1px var(--line),0 18px 40px -32px rgba(12,18,34,.45);padding:24px 20px}
@media (min-width:720px){.card{padding:36px 40px}}
.card h2{font-size:1.15rem;letter-spacing:-.02em;line-height:1.3;margin:30px 0 8px}
.card h2:first-child{margin-top:0}
.card p{margin:0 0 12px}
.card ul{margin:0 0 14px;padding-left:1.2em}
.card li{margin:0 0 6px}
.card li::marker{color:var(--orange)}
.note{background:var(--peach);color:var(--peach-ink);border-radius:14px;padding:14px 16px;margin:0 0 20px;font-size:.95rem}
.note b{color:#6E330A}
table{width:100%;border-collapse:collapse;margin:4px 0 16px;font-size:.95rem}
th,td{text-align:left;vertical-align:top;padding:10px 12px 10px 0;border-bottom:1px solid var(--line)}
th{font-weight:600;color:var(--muted);font-size:.82rem;text-transform:uppercase;letter-spacing:.04em}
td:first-child{font-weight:600;width:38%}
@media (max-width:560px){
  table,tbody,tr,td{display:block;width:100%}
  thead{display:none}
  tr{padding:10px 0;border-bottom:1px solid var(--line)}
  td{border:0;padding:2px 0}
  td:first-child{width:auto}
}

/* contact */
.grid{display:grid;gap:12px;margin:0 0 20px}
@media (min-width:620px){.grid{grid-template-columns:1fr 1fr}}
.tile{border-radius:16px;box-shadow:inset 0 0 0 1px var(--line);padding:16px 18px;background:var(--bg)}
.tile .k{display:block;color:var(--muted);font-size:.8rem;font-weight:600;text-transform:uppercase;letter-spacing:.05em;margin-bottom:4px}
.tile .v{font-weight:600;word-break:break-word}
.tile .v a{color:var(--fg)}
.tile.wide{grid-column:1/-1}

/* footer */
footer{padding-block:34px 40px;color:var(--muted);font-size:.88rem}
footer .links{display:flex;flex-wrap:wrap;gap:6px 16px;margin-bottom:10px}
footer .links a{color:var(--muted);text-decoration:none}
footer .links a:hover{color:var(--fg)}
footer p{margin:0}